If you find yourself battling cancer, we understand that you’ll want help to cover the high cost of treatment and recovery. That’s where we come in. With the MooseVIP Cancer Care Insurance Plan, we help pay towards the cost of cancer – which may run into the thousands of dollars1 Your current health insurance may not be enough to cover all of these costs.
That’s why we offer benefits – up to a lifetime maximum of $300,000.00* – to Moose members who have been diagnosed with cancer. We send these benefits directly to you or anyone you choose – not to doctors, hospitals or anyone else – to help with many aspects of your treatment such as:
- Hospital bills
- Doctor visits
- Nursing care
- Prescription drugs
- And more...
Even if cancer runs in your family or if you suffer from other serious medical problems – you are guaranteed acceptance into this plan as long as you have not been diagnosed with cancer (excpt skin cancer) in the last 5 years (GA 2YR, TX 12 MONTH, ME, NH & CA 6 MONTHS), remain a Moose member in good standing and are under age 80 (under 65 in CA).
Get the benefits you need to fight cancer. Apply for the MooseVIP Cancer Care Insurance Plan today.*Individual benefits are subject to lifetime maximums that vary per benefit. 1Cancer Facts and Figures 2015
Fighting cancer can be expensive. And we understand that if one day you were diagnosed with cancer, you’d want the best care money can buy. With the MooseVIP Cancer Care Insurance Plan, you will receive benefits to help cover the costs of detection, treatment and recovery from cancer.
These benefits are paid regardless of your current medical insurance, and you are guaranteed acceptance as a Moose member in good standing who has not had cancer (except skin cancer) in the last 5 years (GA 2 YEARS, TX 12 MONTHS, ME, NH & CA 6 MONTHS). When you’re fighting for your life, MooseVIP Cancer Care Insurance Plan will be there in your corner.
If the test comes back "positive" after you’ve been enrolled for 30 days, we’ll pay benefits toward the following:
Hospital Room & Board: $50.00 per day for the first 10 days of ’each period of a covered hospital confinement. $100.00 per day thereafter, up to 90 days. Then, after you’ve been in the hospital for 90 days, the plan pays up to $10,000.00 per month.
Drugs & Medicine: Moose Members are paid $10.00 for any prescription refill (subject up to a $50.00 deductible per calendar year), up to a $100.00 lifetime maximum.
Attending Physician: $25.00 per day for doctor’s visits (other than your surgeon) while hospitalized regardless of the number of physicians, up to the maximum of $1,000.00 per illness period.
Nursing Service: $25.00 per day for private care by a Registered Graduate Nurse or Licensed Practical Nurse while hospitalized. Maximum of $2,250.00 in benefits per illness period.
Radiation & Chemotherapy: $100.00 per day for such treatment, (including x-ray, radium, and cobalt therapies) with a lifetime maximum of $2,000.
Blood & Plasma: Moose Members are paid up to $500.00 for every illness period for actual charges for pints of blood and plasma.
Monthly Rates for Moose Members & Families:
|Member’s Age||Member Only||Member & Spouse|
|65 & Over*||$8.50||$13.59|
Your Payment Options
You will be billed monthly. Rates will include a $3.00 administrative fee if paying by direct bill, a $2.00 administrative fee if paying by credit card, or a $1.00 administrative fee if paying by automatic checking withdrawal. Rates increase when you enter a higher age category as shown above. Rates and/or benefits may be changed on a class basis.
Your Cancer Care coverage starts the first day of the month after your enrollment form and first premium payment are received. You cannot be singled out for cancellation, a benefit decrease, or an increase in your premiums due to a change in your health or occupation. Your benefits will continue in full force as long as you pay your premiums on time, remain a MooseVIP member in good standing, and the Master Policy No. MZ0927359H0000A/0001A remains in force.* Not available for those age 65 and over in California.
Why is it so important to sign up for Cancer Care now?
Because acceptance is guaranteed as long as you haven’t had cancer (except skin cancer) in the last 5 years (GA 2 YEARS, TX 12 MONTHS, ME, NH & CA 6 MONTHS). So if you’ve been free of cancer up to now, you cannot assume you’ll avoid this danger forever. According to the Cancer Facts & Figures 2015, as you get older, you’re more likely to get cancer.* That’s why MooseVIP urges you to take action now. Unfortunately, once cancer strikes, you cannot get this coverage at any price.
How does this work with my current medical coverage?
A battle with cancer is expensive. That’s why the MooseVIP Cancer Care Program kicks in benefits – paid REGARDLESS OF any other medical or health insurance you may have, to help you fight cancer. You collect cash benefits to help with most aspects of your treatment such as hospitals, operations, doctors, drugs and more.
What if I decide Cancer Care isn’t right for me?
There’s no obligation with the program’s 30 Day Free-Look Offer. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and give you a complete 100% refund of any premium you’ve paid as long as you haven’t made any claims during that time.*Cancer Care Facts & Figures, 2015
TO KEEP RATES AS LOW AS POSSIBLE:
Pre-Existing Condition Limitation
No benefits will be payable for the Covered Person’s Pre-Existing Conditions. They are defined as a Cancer except skin cancer that was positively diagnosed within 5 year(s) (GA 2 YEARS, TX 12 MONTHS, ME, NH & CA 6 MONTHS) prior to the Covered Person’s Effective Date of Coverage under this Policy, or the Effective Date of Benefit Increase, or a Cancer for which treatment has been received before the Covered Person has been insured for 30 days from his/her Effective Date of Coverage or the Effective Date of Benefit Increase. (Excludes AZ, MN, MO, OK, TX, and WI)
The plan will pay benefits for cancer diagnosed and treated within the first 30 days the Covered Person has been insured. Expenses for such treatment are payable only if incurred after coverage has been in force for 12 consecutive months from the Effective Date.
Limitations and Exclusions
The MooseVIP Cancer Care Plan pays benefits only if the insured becomes afflicted with cancer which is first positively diagnosed on or after the 30th day following the effective date of coverage. There is a consecutive 12-month waiting period for cancer diagnosed during the first 30 days of coverage. Benefits will not be paid under this policy and any additional rider for any expenses which result from: injury or sickness other than cancer; expenses the covered person is not legally obligated to pay or those charged only because the covered person has insurance, treatment or services performed outside the United States.
The policy pays the stated benefits for loss resulting from definitive cancer treatment. Cancer is defined as a disease manifested by the presence of a malignant neoplastic disorder characterized by the uncontrolled growth and spread of malignant cells, the invasion of tissue, leukemia, or Hodgkin’s disease.
THIS IS A CANCER ONLY POLICY.
These materials provide a brief description of the benefits available. Complete details may be found in the Group Policy Form No. CA1000GPM, Policy No. MZ0927359H0000A, Certificate Form No. CA1000GCM series. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence. The Master Policy is issued to the Affinity Group Insurance Trust.
As determined by state insurance regulations, this plan may not be available in all states.
Association Group Insurance Administrators
Transamerica Premier Life Insurance Company,
Cedar Rapids, Iowa
P.O. Box 26860, Phoenix, AZ. 85068-6860
Questions? Call toll-free 1-866-677-5722
IMPORTANT NOTICE TO PERSONS ON MEDICARE THIS POLICY OR CERTIFICATE DUPLICATES SOME MEDICARE BENEFITS
This is not a Medicare Supplement Insurance Policy
This insurance pays a fixed amount, regardless of your expenses, if you meet the policy conditions, for one of the specific diseases or health conditions named in the policy. It does not pay your Medicare deductibles or coinsurance and is not a substitute for a Medicare Supplement insurance policy.
This insurance duplicates Medicare benefits because Medicare generally pays for most of the expenses for the diagnosis and treatment of the specific condition or diagnoses named in the policy.
Medicare pays extensive benefits for medically necessary services regardless of the reason you need them. These include:
- Physician services
- Outpatient prescription drugs if you are enrolled in Medicare Part D
- Other approved items and services
Before You Buy This Insurance
- Check the coverage in all health insurance policies you already have.
- For more information about Medicare and Medicare Supplement insurance, review the
- Guide to Health Insurance for People with Medicare, available from the insurance
- For help in understanding your insurance, contact your state insurance department or state health insurance assistance program (SHIP).
You Cannot Be Turned Down for this MooseVIP Cancer Care Insurance Plan
You’re guaranteed this coverage as a Moose Member in good standing who has not had cancer (except skin cancer) in the last 5 years (GA 2 YEARS, TX 12 MONTHS, ME, NH & CA 6 MONTHS).
All cash benefits are sent directly to you – regardless of any other payments you may receive. But activation is REQUIRED. Please finalize your coverage by applying now.
Current Insured Moose Members:
Total Claims Paid:
Serving Moose Members Since:
“The Moose VIP insurance will be there for unexpected costs in case of a cancer diagnosis and the money goes directly to the patient to use as needed.”
–Carolyn E. Rashleger
“Last year we experienced a very scary experience with my husband being diagnosed with throat cancer. In the midst of a very scary time we realized that we had done something very smart and had Moose cancer insurance. I called and explained the situation, a claim was opened immediately and throughout all of the treatments and claims everyone was very helpful and extremely thoughtful.”